Vertex Capital Advisors, LLC Blog

We help individuals and families work toward achieving their ideal retirements.

Joe’s Coffee: A Diversification Story

By Michael H. Baker, CIMA®, CFP® | July 22, 2019 | 0 Comments

There’s a famous ice cream shop down by the beach…one that’s been there for over 20 years. One day, as I rolled in with my 2 children, I ran into the owner– an unassuming, portly gentleman named Joe. I’ve seen Joe numerous times over the years, and while we have always been cordial, we’ve never…

Risk: A Major Disconnect For Some Investors (Pt. 2)

By webteam | June 21, 2018 | 0 Comments

In this article series, we are exploring a few ways that I believe some clients and financial professionals may have a disconnect in their conversations about risk—especially when planning for retirement. When clients are primarily wanting to grow and save their assets FOR their retirement years, the risks they should consider are different than some…

Risk: A Major Disconnect for some Investors (Pt. 1)

By webteam | June 4, 2018 | 0 Comments

One of the most common words used in the investment world is risk. Of course, seasoned financial professionals will often qualify the term with a descriptor so that we get things like: market risk, interest rate risk, company risk, reinvestment risk, etc. In fact, the number of ways that risk can be broken down into…

Dear Retirement Investor, What If You're Wrong?

By webteam | April 5, 2018 | 0 Comments

Over the last several weeks, it has been a whirlwind of headlines from the financial media. Despite some very encouraging fundamentals in the economy—GDP growth, corporate earnings strength, positive corporate response to tax reform—we have recently rediscovered market volatility. In February, we saw a 10% drop in some of the indices in only 9 trading…

We Hold The Line

By webteam | February 6, 2018 | 0 Comments

I hope that by the time you’re reading this, the majority of the stock sell off has occurred. Of course, we may still have a few more storm clouds to weather. And that’s ok. The financial media is already using their platforms to sound the alarms because, for them, this is Christmas in February. Over…

The Power of Distraction

By webteam | June 23, 2017 | 0 Comments

We live in an amazing digital age. Today, thanks to technology, I am able to not only connect with friends from all parts of the globe—I can video chat with them, see their life moments in (almost) real time, and participate in their funny jokes and videos they share online. This connectivity is wonderful in…

Can A Navy Seal Teach You About Finance?

By webteam | June 9, 2017 | 0 Comments

Is it possible to apply leadership and life lessons from the military to your financial life? The answer is a resounding YES. I’ve been in the financial industry long enough to hear some pretty creative metaphors for financial stewardship, and to be fair, some are fantastic, while others are weak or overused. I mean, if…

The Top 5 Things You Should Do With An Inheritance

By webteam | June 2, 2017 | 0 Comments

Receiving an inheritance is nothing short of a blessing. With increased longevity taking hold of both the Baby Boomers and their parents, it’s likely going to stretch many a nest egg just to make it through one’s retirement years. If you consider that healthcare costs also tend to be the highest in the last few…

The 1% Solution

By webteam | May 26, 2017 | 0 Comments

According to the 2016 Insurance Barometer Study by Life Happens and LIMRA, 1 out 3 households would have immediate trouble paying living expenses if the primary wage earner died unexpectedly. Note: I added the word “unexpectedly” to that sentence because let’s face it, most of us go through our lives each day with our minds…

Your Portfolio Won't Save You

By webteam | May 19, 2017 | 0 Comments

In the many years that I have been fortunate to work with couples and families as they plan for their financial future, I have seen, heard, and witnessed just about every type of financial mindset you can imagine. From the “Free Spirits” to the “Doom and Gloom” to the “Fiscal Hawks”— it’s been a colorful…

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